Three Ways To Deal With Financial Risks

　　 1. avoid risks.

Including macro avoidance and micro avoidance.

(1) macro avoidance of financial risks.

First, we should strengthen risk education, set up a sense of risk prevention for hospital leaders, fundamentally eliminate financial risks and protect the legitimate rights and interests of workers. Second, increase capital operation and implement joint, merger and reorganization among hospitals. Hospital union can not only expand operation scale, increase market share, realize complementary advantages, effectively prevent operational risks, enhance hospital image and resist financing risks; third, broaden hospital financing channels, timely disclose hospital financial information and major matters, and provide basis for leaders' decision.

(2) microcosmic financial risk avoid 。

First, maintain the liquidity of assets. Hospital capital circulation is always running. Hospitals must speed up inventory turnover and reduce inventory to maintain good liquidity.

Second, ensure the steady growth of medical income and continuously reduce the cost of medical care, so as to maximize hospital value and reduce operational risks. Third, continue to explore the medical market, improve the quality of medical care, improve patient satisfaction, enhance the image of the hospital. Fourth, choose the best capital structure. When choosing, we should take full account of the business income and its growth, financial leverage, medical market and financial market according to the different periods of hospital development, and select the financing combination with the lowest comprehensive capital cost, such as commercial credit, bank loan, foreign capital utilization, and issuing bond stocks, so as to make finance. risk To a minimum.

　　 Two Transfer risk 。

It is the hospital that transfers the risk to the other in some way. For example, the risk is transferred to the insurance company by the purchase of insurance, the doctor who has purchased the insurance has a medical accident, the insurance company is responsible for the compensation, and transference the risk horizontally through various forms of economic union. Of course, the transfer of risks must be based on the principles of legality, compliance, equality and impartiality.

3. risk is to take the risk that the hospital itself can bear and the unavoidable financial risks in the medical process, and take necessary measures to control it, so as to reduce the risk level or the occurrence of adverse events. Making financial activities develop in a direction conducive to hospitals.

Facing the increasingly fierce medical market, the hospital needs to survive and grow. It requires financial management departments to deal with hospital financial risks, make timely diagnosis, reduce the loss of financial risks, and ensure sustained, rapid and healthy development of hospitals.