Treasure Class Financial Products Revenue Has Shrunk Dramatically.
< p > < span style= "font-size: 12px" > here the world's < a href= "//www.sjfzxm.com/" target= "_blank" > clothing > /a > "target=", "style=", "hat", "shoes", "hat", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian", "Xiaobian" and "hat".
< /p >
< p style= "text-align: center"; > img src= "/uploadimages/201407/04/20140704100144_sj.JPG" align= "center" border= "0" alt= "" alt= "
< p > by June 30th, there were only 5 treasure class financial products with a yield exceeding 5%.
< /p >
< p > reporter understands, by the end of June 30th, the "treasure" financial products, Bank of China's treasure in the 5.39% day of the 7 annual yield ranked first, Suning's pocket money and Tencent's CAITONG 5.29% yield second place.
In addition, Societe Generale's treasurer wallet and Baidu's 100% profit margin barely break through the 5% mark with a yield of 5.02%.
< /p >
< < p > and in the 23 Jiabao class financial products of the reporter statistics, < a href= "//www.sjfzxm.com/news/index_c.asp" > balance treasure < /a >, UnionPay every day rich and numerous Lu Jinbao ranked bottom, the 7 annual yield is 4.24%, 4% and 3.71% respectively.
< /p >
< p > in fact, until the end of last year, due to the overall tension of domestic funds and the pressure of banks at the end of the year, the big internet giants joined the "baby" product war at the same time, and the yield of treasure financial products increased. The yield of 6% to 7% was very common.
< /p >
< p > however, in the first half of this year, the decline trend of treasure financial products is very obvious.
From January to May this year, the average monthly yield of all monetary funds on the 7 day was 5.60%, 5.27%, 4.54%, 4.49% and 4.20%, respectively, decreasing progressively every month.
During this period, before and after the lunar new year, some of the "treasure" financial products 7 annual yield has been more than 7%.
But after that, "treasure" financial products collectively were cold.
In the industry view, this is a "normal and reasonable return."
< /p >
< p > however, it has not stopped new products of treasure products.
In the first quarter of this year, Lu Jin and Ping Hua Hua < a href= "//www.sjfzxm.com/news/index_cj.asp" > fund < /a > jointly launched "Lu Jinbao". Recently, the time fund and the largest P2P company in the country should cooperate with each other, and the "full Ying Bao" will be launched the day after tomorrow (July 3rd).
< /p >
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